GTL - Guarantee Trust Life:

To understand step by step process (CLICK HERE)


Complete online at:  


then call for voice signature: 1-866-839-5132

 fully automated, open 24hrs/day & only takes 3 minutes:

See 4 videos how to do an e-app with RA below

Telesales Processes

Welcome to our Telesales Resource Library
This page will help you :


  • Know which company to write in any particular situation for telesales
  • Help you understand the process to writing either an e-app or a voice signature app for each carrier
  • For more detailed product information, such as rates, underwriting guidelines, etc. please go to the specific company page within the company resource tab along the top.

Mutual of Omaha: e-App Only

Important Training Videos

Liberty Banker Life: Voice Signature Only

How to complete a paperless voice signature app with LBL:  

Paperless app pack for reading : (CLICK HERE)

 1-844-442-9871 (Interviewers are available)

Mon-Fri 8am to 9pm Crentra(9am - 10pm Eastern)

Sat 8am to 3pm Central (9am - 4pm Eastern)

Royal Neighbors of America: e-App & Voice Signature

Voice signature - for Simplified Issue Whole Life and GDB. Have this sheet Point of sale worksheet completed and ready (CLICK HERE)

Then call: (866) 281-9228

Interviewers are available:

  • Mon-Fri, 8 am to 9pm Central 
  • Saturday, 8am to 2pm Central
E-app-only available in person

Prosperity: Starts with you completing info online via e-App, then calling and finalizing process with voice signature

Read step by step process: (CLICK HERE)

In summary:

1. you will begin app online here: 

2. Write down the App id # when submit the app online then call apptical at 1-800-737-6972 ext 1, to complete voice signature process.

Apptical Normal Business Hours (Eastern Time)

Monday-Friday, 8:30 a.m. - 2:00 a.m.

Saturday-Sunday, 10:00 a.m. - 10:00 p.m.

Royal Arcanum: e-App for Guaranteed Issue: 

Sons of Norway: e-App for SIWL and Guaranteed issue

Gerber: Voice Signature or E-app for Guar Issue

AIG: e-App for Guaranteed Issue

VOICE SIGNATURE: Both SIWL and GUAR issue can now be done over the phone through a very simple process: (CLICK HERE).


Call 1-877-885-7612 

Hours : Mon-Fri - 8am to 6pm EST


e-App: (Can be done anytime)

Using the Gerber Life A Portal, you can work with your client via telephone to obtain the necessary information to complete a rate quote and an electronic application (e-App) on the Portal. Once the e-App is complete, it can be sent to your client via email for e-signature1 and submitted to Gerber Life electronically. This is an efficient way to work remotely and submit business quickly.

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